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RRIF

A older couple is seen happily posing in front of a wall.

RRSP to RRIF, and LIRA to LIF: How it all gets done

What’s it like to convert a LIRA to an annuity? Follow along as this financial journalist does it for...

RRSP to RRIF, and LIRA to LIF: How it all gets done

Can you transfer a RRIF to a TFSA—and what are the tax implications?

Canadians can transfer some registered accounts without withdrawing funds. What happens when you want to transfer a RRIF to...

Can you transfer a RRIF to a TFSA—and what are the tax implications?

Two men discussing the RRIF withdrawal chart

Downloadable RRIF withdrawal rates chart 2024

How much can you take from your RRIF in 2024? That depends on your age. Check the rate for...

Downloadable RRIF withdrawal rates chart 2024

Newly retired couple travelling wonders about converting RRSP

Should you max out your RRSP before converting it to a RRIF?

Here’s what to consider before converting an RRSP to a RRIF.

Should you max out your RRSP before converting it to a RRIF?

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Grieving family gathers around computer to sort through their parents' estate

“Our parents just passed—What do we do about their estate?”

Two siblings’ complex inheritance provides a case study in minimizing death taxes.

“Our parents just passed—What do we do about their estate?”

Celebrating 72nd birthday and converting an RRSP into a RRIF

How to cope with the RRSP-to-RRIF deadline in your early 70s

You don’t want to miss the conversion deadline at the end of the year you turn 71—you’ll be on...

How to cope with the RRSP-to-RRIF deadline in your early 70s

Book cover Retired Income for Life by Fred Vettesse on a pile of Canadian money.

Retirement Income for Life: Why Canadian retirees love Frederick Vettese’s books and his PERC

What’s new in the latest edition of Retirement Income for Life? A long-time fan digs into the book and...

Retirement Income for Life: Why Canadian retirees love Frederick Vettese’s books and his PERC

A couple sits on a bench overlooking a waterfront

RRIF withdrawals: What should seniors with million-dollar portfolios do?

Seniors with large retirement accounts face a big tax-deferred liability. Which tax and estate planning strategies might help?

RRIF withdrawals: What should seniors with million-dollar portfolios do?

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A retiree scrolls on his mobile phone while sitting on a park bench

What to know about withholding tax in retirement

Most retirees have taxes owing at the end of the year. Should you adjust the withholding tax on your...

What to know about withholding tax in retirement

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