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How to reduce capital gains tax with RRSP contributions

RRSP contributions can reduce capital gains tax. How does that work, and when might a different tax strategy be...

Jacks on Tax

Worried about tariffs and their effects? Look at your taxes

Here are two ways to manage the effects of tariffs in Canada, plus three statements to prepare to ensure...

RRSPs

Are you missing out on RRSP matching and more?

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Tax and estate planning for joint accounts

Many Canadians have questions about how accounts are transferred upon death. Here’s how it works when assets are held...

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How to use FHSA and RRSP withdrawals for a home down payment in Canada

First-time home buyers in Canada can pull from savings in registered accounts to fund their down payment. Here’s how...

RRSPs

What is the RRSP contribution deadline in 2025?

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Should I cash my RRSP to pay off my mortgage?

Four reasons why you might not want to tap your RRSPs to become mortgage-free.

Investing

Invest or pay off debt: A comprehensive guide for Canadians

Is it better to invest your money or use it to pay down your mortgage or other debt? It...

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How is a non-registered account taxed upon death?

Here’s a primer for Canadians planning for the tax payable on a non-registered account at death, including capital gains...