Apple Pay is finally coming to Canada by the end of this year— but only for American Express cardholders.
Those with consumer, small business or corporate American Express cards will be able to use their iPhone or Apple Watch to make check-out payments at retailers, as announced in a partnership earlier this week.
Apple Pay will be available anywhere contactless payment and American Express are already accepted.
To pay for purchases, users would simply have to hold their iPhone near a contactless reader and allow their phones to read their fingerprints. There is no need to open the phone’s Passbook app or turn on the display.
Apple Pay was first launched in the U.S. in 2014 and currently, 14% of all credit cardholders have adopted the mobile wallet application south of the border, according to recent data. But this marks the first time Canadians will be able to use Apple Pay for payments that are not associated with a specific merchant app.