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Articles By Jason Heath, CFP:

canadian loonie

Taxes

Selling your home to your kids—for $1

You need to consider if the savings for your child are worth the risk to you

Selling your home to your kids—for $1
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Taxes

Bleeding your RRSP dry to save on tax when you’re dead

Chris is retiring and living on CPP, OAS and her RRSP. She wonders if she should take more than...

Bleeding your RRSP dry to save on tax when you’re dead
grandparent and grandchild inheritance

Financial Planning

Leaving an inheritance for your grandchildren

Dan’s mother wants to use some of the proceeds from her home sale to help her young grandchildren save...

Leaving an inheritance for your grandchildren

Retirement

How single seniors can plan for retirement

Diane is worried about the prospect of retiring on her own especially given her limited ability to save

How single seniors can plan for retirement

Taxes

Should you incorporate to save on taxes?

Only if you can justify the initial and ongoing costs

Should you incorporate to save on taxes?

Retirement

Drawing down retirement savings as a single senior

What to do with pensions, RRSPs, TFSAs, CPP and OAS as a solo retiree

Drawing down retirement savings as a single senior

RRIFs

How to decide when to convert RRSPs to RIFFs

Bart has three RRSP accounts and wants to know how his RRIF withdrawals are calculated

How to decide when to convert RRSPs to RIFFs

Investing

How to help a parent invest in their 80s

Beth is trying to help her mother decide what to do with the sale proceeds of her house.

How to help a parent invest in their 80s

RRIFs

Tax withholding on RRIF withdrawals

Bob is concerned about the tax withholding on his RRIF withdrawals. He’s not sure he’s drawing down his investments...

Tax withholding on RRIF withdrawals