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Ask MoneySense

do you need an rrsp to retire?

Retirement

Do you really need an RRSP to retire?

Riza is worried about retiring without an RRSP. But do you even need one?

Do you really need an RRSP to retire?

Investing

Which fixed-income ETFs are best for RRSPs?

Here's how they differ and the pros and cons of each

Which fixed-income ETFs are best for RRSPs?

Investing

What to do with a $2.4 million retirement portfolio

Paul also has $130K a year in pension income for life

What to do with a $2.4 million retirement portfolio

Taxes

How does a missed HBP payment affect your bottom line?

If you miss one multiple times, it can get costly

How does a missed HBP payment affect your bottom line?

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Retirement

Is it okay to retire with debt?

Steve has debt but also has a generous DB pension. Should he retire?

Is it okay to retire with debt?

Retirement

Borrowing to invest in an RRSP to avoid OAS clawback

Martin is still employed and wants to lower his taxes and OAS clawback

Borrowing to invest in an RRSP to avoid OAS clawback

Insurance

Does life insurance beat investing to cover final taxes?

This couple needs to offset $400,000 in estate taxes

Does life insurance beat investing to cover final taxes?

RESPs

ETF or index mutual fund—which is best for an RESP?

The right choice is about more than just fees

ETF or index mutual fund—which is best for an RESP?

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Pensions

Can I split my ex’s disability CPP and insurance settlement?

This woman is divorcing and wants to calculate what she's entitled to

Can I split my ex’s disability CPP and insurance settlement?

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