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A woman in her late 50s/early 60s smiles, as her husband is behind her about to give her a hug. They're wondering about GICs for his retirement savigs

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Is now the time for retirees to sell stocks and buy GICs?

Many people near or in retirement are worried about stock market volatility. Does it ever make sense to put...

Is now the time for retirees to sell stocks and buy GICs?

RESPs

The benefits and flexibility of family RESPs

Saving for the post-secondary education of more than one child? Grants and growth can be allocated amongst any beneficiaries...

The benefits and flexibility of family RESPs

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Should you hold gold in a RRIF?

Is gold a safe asset to invest your retirement savings? A Certified Financial Planner offers some perspective.

Should you hold gold in a RRIF?
Canadian mom and child at the cottage she inherited from her father and shares with her siblings and step mom.

Taxes

Inheriting cottage and the capital gains implications

Jill's late husband left her a cottage. What happens if she transfers ownership to her stepchildren?

Inheriting cottage and the capital gains implications

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Leaving a cottage to family and capital gains

Taxes

Reducing capital gains on a cottage

With planning and the right documents, the capital gains tax owing on a family cottage can be lowered. Here...

Reducing capital gains on a cottage

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What happens when you can’t manage your investments anymore?

Your kids believe it’s time for someone else to manage your money, but you’re used to doing it on...

What happens when you can’t manage your investments anymore?

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Capital gains tax when renting out your former principal residence

There may be tax implications to renting out your home after moving out of it. There are also some...

Capital gains tax when renting out your former principal residence

Columns

Using a HELOC as an investment strategy: not as taboo as you might think

Would leveraging the equity in a home to invest in dividend-paying investments lead to tax repercussions?

Using a HELOC as an investment strategy: not as taboo as you might think

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senior couple posing at travel destination

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“We’re set for life. Should we cash out an RRSP?”

The cost/benefit analysis of liquidating an RRSP can get complex fast. What matters more are your priorities.

“We’re set for life. Should we cash out an RRSP?”

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