Benefits

A teacher high-fives one of her students in class after learning about her options for early pension withdrawal

Qualified Advice

Can I withdraw my pension early?

Can I withdraw my pension early?
A middle-aged man drinks coffee in a cafe

Ask MoneySense

“Why do I need a financial plan?”

“Why do I need a financial plan?”
A man, sitting at home on his couch, is scrolling through his iPad calendar, to choose a date to retire.

Ask a Planner

What time of year should you retire?

When’s the best time to retire? The timing is not always up to you, but if you can choose,...

What time of year should you retire?
A man in the age of retirement wears a tie to symbolize that he's still working, he has an inquisitive look on his face, wondering if he should keep working and delay CPP and OAS.

Retired Money

Delaying CPP and OAS to age 70: Is it worth the wait?

The longer you wait to use CPP and OAS, the more you could earn monthly. But with the recent...

Delaying CPP and OAS to age 70: Is it worth the wait?

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A woman stands under an umbrella in the rain

Life Insurance

Do I really need life insurance?

Purchasing a life insurance policy is considered good planning and, for some, the pinnacle of “adulting.” Here’s how to...

Do I really need life insurance?
A woman in her 80s is sitting on her couch at home, removing her glasses, as she is thinking about selling her home or get a reverse mortgage.

Ask a Planner

Should I sell and rent or get a reverse mortgage?

What to consider before selling your home or getting a reverse mortgage. The math reveals the real costs for...

Should I sell and rent or get a reverse mortgage?
A smiling man, woman and young girl with a stack of suitcases at an airpoty

Financial Planning

Earning, saving and spending money in Canada: A guide for new immigrants

Earning, saving and spending money in Canada: A guide for new immigrants

Ask a Planner

Should you opt in to a group RRSP?

If your employer offers a matching contribution, you get an automatic return on investment that would be tough to...

Should you opt in to a group RRSP?

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Benefits

How to calculate capital gains tax for an employee share purchase plan

Kelly is confused about how to calculate the capital gains tax on her company savings plan shares.

How to calculate capital gains tax for an employee share purchase plan

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