Cut your costs - MoneySense

Cut your costs

Investment returns are beyond your control. Costs are not.



This is the single best way to juice your returns.

Despite what you may think, paying more for money management doesn’t improve results. So look at low-cost index funds or exchange-traded funds. (See our Canadian Couch Potato blog for more info.)

If you truly want an active manager, pick a fund with a below-median management expense ratio to ensure profits stay in your pocket.