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Financial Planning

Ask MoneySense

Should we draw down my spouse’s RRIF faster?

The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...

Should we draw down my spouse’s RRIF faster?
A Canadian family moving, thanks the BoC rate cuts, which improved mortgage affordability in Vancouver, Toronto and Hamilton

Mortgages

How much income do you need to buy a home in Canada? A look at home affordability in April 2025

How much income do you need to buy a home in Canada? A look at home affordability in April 2025
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Mortgages

Looking for a mortgage in B.C.? Don’t limit your options to the big banks

Looking for a mortgage in B.C.? Don’t limit your options to the big banks

MoneyFlex

Gen Z guide to getting more in a tough economy: How to negotiate salary, car deal, phone bills and more 

From rent to hair styling, phone to internet plans, these expenses are surprisingly negotiable. How every young Canadian can...

Gen Z guide to getting more in a tough economy: How to negotiate salary, car deal, phone bills and more 

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Ask a Planner

What to do if your pre-construction condo has dropped in value

Many pre-construction condos bought in recent years, especially in Toronto, are now worth much less. If you can’t close...

What to do if your pre-construction condo has dropped in value
Distraught businessman holding his belongings and feeling worried while getting fired from his job.

News

What to do if your employer is in financial trouble

When a Canadian company files for creditor protection or goes bankrupt, here’s what employees can do to help themselves...

What to do if your employer is in financial trouble
A woman using the MoneySense Finder tool at her work-from-home desk

ETFs

Buying ETFs in Canada Tool: The MoneySense ETF Screener

Which ETFs should you invest in? Which ones best suit your risk tolerance? What about personal ethics? Check out...

Buying ETFs in Canada Tool: The MoneySense ETF Screener
A women looking over at a desk with a laptop and has her hands clasped.

News

What is a consumer proposal? How does it work?

If spiralling debt has you on the brink, a consumer proposal may be the right move. Here’s how it...

What is a consumer proposal? How does it work?

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Illustration of upset man with bar graph of falling stock prices

News

Is the stock market going to crash in 2025?

Canadian investors are watching their portfolios closely in light of recent volatility. Here’s what we can tell you about...

Is the stock market going to crash in 2025?

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