Newcomers to Canada

How bad access to credit keeps newcomers from getting ahead

Why Canada’s financial sector needs to be more welcoming, plus tips for immigrants to establish their credit standing sooner.

Credit Cards

The best no foreign transaction fee credit cards in Canada

To avoid paying the standard 2.5% foreign transaction fee, choose a card with a 0% forex fee or shop...

Credit Cards

The best student credit cards in Canada for 2025

Getting a student credit card is a great way to take charge of your finances and begin building a...

Newcomers to Canada

8 financial mistakes newcomers to Canada make—and how to avoid them

Starting over in a new country means relearning the basics, including personal finance. Vickram Agarwal shares his hard-won experiences.

Mortgages

How much income do you need to buy a home in Canada? A look at housing affordability in June 2025

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Ask a Planner

How can couples avoid capital gains tax on property in Canada?

A MoneySense reader asks what tax and probate implications she might face if she inherits a rental property held...

Ask a Planner

Tax implications of giving your spouse money to invest

A MoneySense reader wants to give money to his spouse to invest. Can he avoid Canada’s income attribution rules?

Ask a Planner

How is investment income taxed in Canada?

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...

Budgeting

What is the Canada Carbon Rebate?

Learn about Canada’s carbon tax, launched in 2019 and ended in 2025.