What I learned by putting Viviplan to the test
Including tips on retirement, investing—and not running out of money
RRIFs
Bleeding your RRSP dry to save on tax when you’re dead
Chris is retiring and living on CPP, OAS and her RRSP. She wonders if she should take more than...
How to decide when to convert RRSPs to RIFFs
Bart has three RRSP accounts and wants to know how his RRIF withdrawals are calculated
Tax withholding on RRIF withdrawals
Bob is concerned about the tax withholding on his RRIF withdrawals. He’s not sure he’s drawing down his investments...
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Best way to invest RRIF money so it lasts
Step 1: Separate lifetime sources of income from investing sources of income
Are RRSP contributions worth it at age 70?
Shirley wants to offset capital gains. Is it worth it?
The right way to unwind your locked-in retirement account
OM is trying to formulate a plan for a locked-in retirement account. What are some LIRA best practices to...
Are segregated funds right for an 85-year-old?
Seg funds carry very high fees. Buyer beware
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The smart way to invest for your kids’ inheritance
How to bypass the tax man when you pass on your money