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RRIFs

RRIFs

The downside of naming children as RRIF beneficiaries

Kerry is doing some estate planning with his RRIF and wants to make sure it goes to his wife...

The downside of naming children as RRIF beneficiaries

Ask MoneySense

Should Marcel move all his RRIF investments to a low-risk balanced fund?

He wants to lock in equity gains and reduce volatility

Should Marcel move all his RRIF investments to a low-risk balanced fund?

Retirement

RRIFs and income splitting in the year of death

Gloria’s husband died recently. She’s looking for clarification on what happens with his RRIF and if and how she...

RRIFs and income splitting in the year of death

Retired Money

What I learned by putting Viviplan to the test

Including tips on retirement, investing—and not running out of money

What I learned by putting Viviplan to the test

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Taxes

Bleeding your RRSP dry to save on tax when you’re dead

Chris is retiring and living on CPP, OAS and her RRSP. She wonders if she should take more than...

Bleeding your RRSP dry to save on tax when you’re dead

RRIFs

How to decide when to convert RRSPs to RIFFs

Bart has three RRSP accounts and wants to know how his RRIF withdrawals are calculated

How to decide when to convert RRSPs to RIFFs

RRIFs

Tax withholding on RRIF withdrawals

Bob is concerned about the tax withholding on his RRIF withdrawals. He’s not sure he’s drawing down his investments...

Tax withholding on RRIF withdrawals

Investing

Best way to invest RRIF money so it lasts

Step 1: Separate lifetime sources of income from investing sources of income

Best way to invest RRIF money so it lasts

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Taxes

Are RRSP contributions worth it at age 70?

Shirley wants to offset capital gains. Is it worth it?

Are RRSP contributions worth it at age 70?

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