Real Estate

The Canadian mortgage stress test, explained

Most home buyers in Canada will encounter the stress test when applying for a mortgage. Here’s how it works...

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25 personal finance highlights from the last 25 years

From legislative changes to economic trends and consumer behaviours, here are 25 financial highlights that defined the last two...

Investing

Canadian Financial Summit 2024: MoneySense sessions and free tickets

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Canadian Financial Summit

Real Estate

I want to switch mortgage lenders—do I have to pass the stress test again?

If you have an uninsured mortgage, it’s about to get easier to look for better interest rates elsewhere.

Articles by Credit Canada

How to fix bad credit history in Canada: 3 steps to boost your score

Created By

Credit Canada

Real Estate

The tax implications of buying a second home in Canada

Vacation or rental property, or both? Here are the taxes you can expect on a secondary property in Canada,...

Real Estate

Second mortgages in Canada: What are the rules?

Interested in buying a second property? Familiarize yourself with the mortgage rules first to make sure it’s the right...

Real Estate

Buying a second home: How it works in Canada

Here’s what home owners and investors should know about the rules, financing options and tax implications of buying a...

Real Estate

How to use equity to buy a second home

We look at four common ways of financing the purchase of a second property using equity built up in...