Ask a Planner

How do you take RDSP withdrawals?

Learn how RDSP withdrawals work, including the 10-year rule, grant repayment requirements, taxes, and mandatory withdrawals after age 60.

TFSAs

Your American spouse may not want to inherit your TFSA

Leaving a TFSA to a U.S. spouse can trigger complex IRS reporting and costly tax issues. Here’s why some...

Investing

How to invest when you have unpredictable income

Gig workers and freelancers face uneven cash flow, but experts say consistent investing is still possible with the right...

Stocks

CDRs versus U.S. stocks: Which is better for Canadian investors?

Canadian depository receipts may offer convenience and accessibility, but they come with numerous trade-offs investors should be mindful of.

Crypto

The new digital economy: How Canadians are actually using crypto

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Retired Money

How are FIRE adherents making out?

We check in on some champions of early retirement nearing their own finish line of financial independence.

ETFs

How have single-stock yield ETFs performed so far?

Investors may be paying high fees for lower risk-adjusted returns with these concentrated covered-call ETFs, all in the name...

Ask a Planner

What is the Saskatchewan Pension Plan?

The Saskatchewan Pension Plan gives Canadians another way to save for retirement, with low fees, locked-in contributions, and...

ETFs

How to get back into emerging markets using ETFs

A practical guide to developing-country equity ETFs, covering classification differences, higher volatility, and key tax considerations for Canadian investors.