Why the mortgage stress test isn’t the villain it was made out to be
The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be...
Mortgage
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Understanding mortgage affordability
Mortgage affordability provides an estimate of how much money you can afford to borrow for a home. Learn more...
Forget the burbs—should home buyers “fly until they qualify” for a mortgage?
With Canadian home prices soaring outside of urban centres, you may be questioning the mantra “drive until you qualify.”...
“Should we refinance our mortgage?”
Rates are significantly lower than the one Jill and Bob have locked into until 2024. Would they save money...
Should you break your mortgage?
Breaking your mortgage to get a better interest rate could save you thousands of dollars. Here’s what you should...
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How to calculate mortgage payments—without a mortgage payment calculator
If you’ve ever wondered about the math behind your mortgage payments, or if you simply want to impress a...