Ask a Planner

How to use FHSA and RRSP withdrawals for a home down payment in Canada

First-time home buyers in Canada can pull from savings in registered accounts to fund their down payment. Here’s how...

RRSPs

What is the RRSP contribution deadline in 2025?

Sponsored By

EQ Bank

Columns

Should I cash my RRSP to pay off my mortgage?

Four reasons why you might not want to tap your RRSPs to become mortgage-free.

Ask a Planner

How is a non-registered account taxed upon death?

Here’s a primer for Canadians planning for the tax payable on a non-registered account at death, including capital gains...

Ask a Planner

Moving money from RRSPs, RRIFs and TFSAs in retirement

To have liquidity and reduce taxes, Canadians can move money between registered accounts. But what are the tax, contribution...

Ask a Planner

RBC’s discount broker launches international trading—what to know before you invest

It’s a first among bank-owned discount brokers in Canada. With more banks likely to follow RBC's lead, what should...

Ask a Planner

Should you take extra RRIF withdrawals to increase your estate?

Contrary to the conventional advice, taking more than the minimum RRIF withdrawal can at times save tax on your...

Retirement

What’s my RRSP contribution limit?

Find out your current registered retirement savings plan (RRSP) contribution limit by using this calculator.

Ask a Planner

Should you invest an inheritance in an RRSP or a TFSA?

A Certified Financial Planner provides perspective on the TFSA vs. RRSP question for a couple in their late 50s...