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Mortgages

Money saving for house in the glass bottle. Saving money for buy home concept

Mortgages

How your mortgage can help you build wealth

Discover how the Smith Manoeuvre works, who it's right for, and the potential benefits and risks of using your...

How your mortgage can help you build wealth
Houses are seen in a neighbourhood on the side of a mountain, in Maple Ridge, B.C., on Thursday, Aug. 17, 2023.

Mortgages

House rich, cash poor: When a reverse mortgage might make sense

Reverse mortgages let older Canadians unlock home equity without selling. Learn how they work, the costs, risks, and when...

House rich, cash poor: When a reverse mortgage might make sense
A for sale/sold sign stands in front of residential homes in the Riverside South neighbourhood of Ottawa on Friday, Aug. 30, 2024.

Renting

What happens when your landlord misses mortgage payments?

If your landlord defaults and the home is sold, your tenancy may still be protected—but rules vary by province....

What happens when your landlord misses mortgage payments?
Person signing a mortgage

Mortgages

Fallen into negative home equity? Here are your options

As falling home prices leave more Canadians underwater on their mortgages, experts explain the refinancing and renewal options available.

Fallen into negative home equity? Here are your options

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Happy couple getting keys to their new house

Life Insurance

You bought a home—should life insurance be next?

Buying a home can change your life insurance needs fast. Here’s how much coverage young Canadians may actually need—and...

You bought a home—should life insurance be next?
Illustration of woman with magnifying glass, money, and percentage signs.

Mortgages

Making sense of the Bank of Canada interest rate decision on April 29, 2026

Bank of Canada holds its 2.25% rate for a fourth time amid inflation risks from oil prices, affecting mortgages,...

Making sense of the Bank of Canada interest rate decision on April 29, 2026
Illustrating of couple standing in front of a house with money

Real Estate

Beyond home prices: What the new CMHC affordability index reveals about Canada

Canada’s housing affordability is usually measured through home prices alone. CMHC’s new index adds rental data for a more...

Beyond home prices: What the new CMHC affordability index reveals about Canada
House keys sitting on papers with a calculator

Mortgages

Refinancing your mortgage? Here’s why a professional home appraisal is step one

Know your home’s true value before refinancing. A professional appraisal helps you access equity, lower payments, and make smarter...

Refinancing your mortgage? Here’s why a professional home appraisal is step one

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Mortgages

Making sense of the Bank of Canada interest rate decision on March 18, 2026

The Bank of Canada holds its key rate at 2.25%, keeping variable mortgage rates and savings returns steady amid...

Making sense of the Bank of Canada interest rate decision on March 18, 2026

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