Credit Cards

Why we overspend to earn rewards points

Rewards programs are designed to boost spending. Here’s how the overspend effect works and strategies to earn points without...

Credit Cards

Annual fee vs. rewards value: Canadian credit cards worth the cost in 2026

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RBC

Newcomers to Canada

Canada’s credit system is a minefield for newcomers—but it’s improving

Moving to Canada often means rebuilding your credit history from scratch. One newcomer explains the hidden challenges, and the...

Credit Cards

How to earn more rewards with your credit cards

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RBC

Newcomers to Canada

Building a points strategy: When to redeem, when to save, and what to avoid

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RBC

Spend

The newcomer’s smart spending guide: Turn everyday purchases into rewards

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RBC

Newcomers to Canada

Real money hacks to use when prices feel out of control

Everyday costs in Canada keep rising even as inflation cools. Here are practical, lesser-known money-saving hacks to stretch your...

Credit Cards

What New Year’s credit deals promise—and why you should be wary

New Year’s credit card deals may seem tempting, but hidden fees and interest can trap you in debt—here’s how...

News

Credit card interest rates: How high is too high?

A proposed 10% cap on U.S. credit card interest rates revives Canadian debate over bank profits, consumer savings, and...