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financial planning

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Financial Planning

How to build a financial plan when your income is unpredictable

Freelancers face unpredictable income and unique financial challenges. Here’s how to manage taxes, savings, and cash flow when your...

How to build a financial plan when your income is unpredictable

Newcomers to Canada

Life runs on one clock, money runs on another

Why two people at the same life stage can be years apart financially, and how timing, housing, immigration and...

Life runs on one clock, money runs on another

Budgeting

Why budgets don’t work: Try mastering your cash flow instead

Struggling to stick to a budget? Learn how a simple cash flow system can help you save, spend confidently,...

Why budgets don’t work: Try mastering your cash flow instead

Ask a Planner

We’re not wealthy. What can a financial planner do for us?

A reader just wants an assessment of her and her husband’s finances. Turns out that’s the cornerstone of financial...

We’re not wealthy. What can a financial planner do for us?

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Man and woman sitting at a desk with a laptop

Financial Planning

Does good financial advice have a shelf life?

Financial principles can be timeless, but the tactics behind them often aren't. Here's why some money advice deserves a...

Does good financial advice have a shelf life?
Couple plan family budget, manage finance for save money. Vector flat illustration of house interior with piggy bank, man and woman hold coins and financial bill and planning home economy

Financial Planning

Why healthy money conversations are key to building wealth together

Building wealth as a couple takes more than smart investing. Here's why open communication about money is essential...

Why healthy money conversations are key to building wealth together
Tony Capotosto, vice-president of Canadian banking for Scotiabank is shown in this handout photo, on Saturday, June 6, 2026.

Financial Planning

The new financial roadmap for Gen Z and young Canadians

Financial milestones are changing for young Canadians. Here’s why experts say budgeting, saving, and consistency matter more than following...

The new financial roadmap for Gen Z and young Canadians

Ask a Planner

Segregated funds are no tax panacea

Could moving your RRIF into segregated funds lower estate taxes? Maybe—but higher fees and other trade-offs could leave your...

Segregated funds are no tax panacea

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Investing

How young professionals can build wealth—even in today’s economy

Wealth building starts with small, consistent habits. Here’s how young Canadians can save, invest and grow their net worth...

How young professionals can build wealth—even in today’s economy

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