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Financial Planning

Caring for a parent? Get a power of attorney

Often an afterthought, the POA document will smooth the process of seeing to their needs.

Caring for a parent? Get a power of attorney

Debt

Credit counselling calls surge as Canadians struggle with rising costs

Credit counselling agencies across the country saw a 40% year-over-year increase in calls for financial help around debt, missed...

Credit counselling calls surge as Canadians struggle with rising costs
Software on PC screen used for analyzing cryptocurrency investment purchases. Close up of candlestick chart on computer display showing financial gains made during bear market 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

Canadian Crypto Observer

Despite a 35% fall, bitcoin remains the top performing major asset over the past five years

Despite a recent 35% drop, Bitcoin remains the top-performing major asset over five years, outpacing stocks, gold, silver, and...

Despite a 35% fall, bitcoin remains the top performing major asset over the past five years
People Christmas shop in the Eaton Centre in Toronto, on December 23, 2009.

Shopping

How to avoid holiday spending regret

Expert tips on mindful gifting, automated savings, and intentional budgeting to enjoy a stress-free holiday season and start the...

How to avoid holiday spending regret

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Senior man signing the new retirement plan contract with agency expert, agreeing on life insurance terms in modern office. Retired person collaborating with advisor to increase income. SSUCv3H4sIAAAAAAAAA41Uy47kKBD8lRZnI/E21GfsHkd94JGuRuPCJcA921uqf18BdrfqtjccJBkZkel8oBjQBWkLxNtAMQ+KYSGlwdbPDHsL1gBQrWdAEwq2ArpQzjVXkimtiTGEEDIhZ0v06PJAcV33UrOtcUvoQiaUIQXI/Qgh1i1Hu/YvZ6v/SPYG6ILuH5Sj54RKtXUvUFomKHd0Ic8JeVvhuuU44IPp16Ph6ILQhMru2uE5/U/sfUL2Csl/ocvj+WwlrmA76y80B0mc4wzbYGcsrJVY88ViUEapBfS8aIsmxEUIYLTF3geFhTUMu8UCBuEUZbOxlrcwJUFSZTXmkroWBth5TzChnkviuJM+oAlRoY3jzGDHZoXFTCS2yjG8uIVrxdgizIImpJUP1juGHV0WLAKZsSPzjL0DI4BZ6o1otTFvhRALpsxRLELg2FmiMFOzEwK4YFSj9wn9/lMh37qpf0OKW2761cwUbbewBsjr1wvm8vYbRhhVijfoL6gxQ+jWzYyzhsVU9myTh4ZqpjlpqN/2+9ohxg0TpmF32A5MEUJEg5aYbPJ9SBoqTA+8AdSYrh2TWndqGz5j2c5y5Ei42pSOEomZ50Gcyr5+PyecdPhmU/s2Ssoh+J875HqwMjXKy2VLBynhA0olDoxSqsfTe94WKA0/yqaSdzG5u3ODVF8M2pYl+kO2or1wt5eYoJRTNT3VHAg386n5fHnoWOMCby+WC24U1z1tidd0CqfS9EZsa2+XYkzLH8ehvBh+/iBNpp6N+jb3x0Zzuluz9cM4athozTUD/EQOicV+xnTtNFoc/eqrAq5fZ0p98rxw3GIIK7zZ6xi0No9Dyb2tmaNwJnps6aP85mON/8Jxd87vMe8tWspjCOqe4SVpU36oEVyOef6EUr+7qM3oekx+u42BnoWUs+jPb1uCIccYxYZD62rd1nbi6QgbhtolR2/Tm71BPwxWxhV6f05oqx9tkh/tz0k1f6ELorNoa/Keo++5Hm097qVut3FOW2197Muubv53DGVcjMX6EUvdWqIH2u/rZkPzs1/v7hZrPT8zfEb48xP9fD7/A9HEQpopBgAA

Ask a Planner

How does a pension buyback work?

A DB pension plan member may have the opportunity to buy back pensionable service to increase their future pension....

How does a pension buyback work?
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Real Estate

How much income do you need to buy a home in Canada? A look at housing affordability in October 2025

Is your salary enough to buy a home in these Canadian cities? Here’s how much you needed to earn...

How much income do you need to buy a home in Canada? A look at housing affordability in October 2025

Ask a Planner

Making the most of the pension tax credit

Under what circumstances can you obtain the greatest tax savings on this $2,000 credit?

Making the most of the pension tax credit
Brookfield Place signage is pictured in the financial district in Toronto, Friday, Sept. 8, 2023.

News

News for investors: Barrick settles Mali dispute and Couche-Tard profit climbs

A roundup of the latest developments for investors, with insight into Barrick’s negotiations in Mali, Couche-Tard’s performance, and notable...

News for investors: Barrick settles Mali dispute and Couche-Tard profit climbs

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People cast shadows as they walk in Toronto's financial district

ETFs

How cash ETFs keep your money working

Cash ETFs offer investors liquidity, modest returns, and capital preservation. Experts explain their uses, benefits, and key risks for...

How cash ETFs keep your money working

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