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CPP drop-out rule

Columns

Why the 17% drop-out rule is key to your CPP entitlement

How zero income years affect the payments you'll receive

Why the 17% drop-out rule is key to your CPP entitlement

Ask MoneySense

How Raj and Marie can net $80,000 annually—for life—from their nest egg

Raj plans to stop working at age 60 while his wife, Marie, 55, will work five more years

How Raj and Marie can net $80,000 annually—for life—from their nest egg
senior woman pondering

Retirement

Can Anne, 63, afford to retire right now?

Or will she run out of money?

Can Anne, 63, afford to retire right now?
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Taxes

Bleeding your RRSP dry to save on tax when you’re dead

Chris is retiring and living on CPP, OAS and her RRSP. She wonders if she should take more than...

Bleeding your RRSP dry to save on tax when you’re dead

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Retirement

How single seniors can plan for retirement

Diane is worried about the prospect of retiring on her own especially given her limited ability to save

How single seniors can plan for retirement

Retirement

Drawing down retirement savings as a single senior

What to do with pensions, RRSPs, TFSAs, CPP and OAS as a solo retiree

Drawing down retirement savings as a single senior

RRIFs

Tax withholding on RRIF withdrawals

Bob is concerned about the tax withholding on his RRIF withdrawals. He’s not sure he’s drawing down his investments...

Tax withholding on RRIF withdrawals
do you need an rrsp to retire?

Retirement

Do you really need an RRSP to retire?

Riza is worried about retiring without an RRSP. But do you even need one?

Do you really need an RRSP to retire?

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Retirement

Is it okay to retire with debt?

Steve has debt but also has a generous DB pension. Should he retire?

Is it okay to retire with debt?

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