Need an incentive to quit smoking, cut back on drinking, or eliminate any other nasty habits in the new year? Consider this: the money you’d save over a 10-year period is massive—see the amounts on the chart in red. Even more compelling are the returns you’d get if you took your savings and invested in companies that cater to the same vices (shown in black). For example, instead of spending $22,291 on cigarettes over a decade, your investments in tobacco stocks would have grown to almost $74,000